Ottawa property taxes are calculated by applying municipal and education tax rates to a property’s assessed value determined by MPAC. Taxes fund city services, transit, emergency services, and education. Property tax bills are issued twice annually, with interim bills in March and final bills in June.

Aspects of Ottawa Property Taxes

• Assessed Value: MPAC assesses properties based on market value, considering location, lot size, building characteristics, and recent comparable sales. Residential properties are taxed on full assessed value.

• Tax Rates: Ottawa’s tax rate combines municipal and provincial education components applied per $1 of assessed value.

• Local Improvement Charges: Property owners may see additional charges for neighbourhood infrastructure projects such as road reconstruction or sewer upgrades.

• Stormwater Fees: Ottawa applies stormwater management charges to help fund drainage and environmental infrastructure.

• Tax Relief Programs: The City offers property tax deferral programs for eligible seniors and persons with disabilities.

• Appeals: Homeowners can request reassessment reviews through MPAC if they believe their property value is incorrect.

Important Information

• 2025 Assessment: Property values remained relatively stable compared to prior rapid growth years, contributing to balanced tax adjustments.

• Tax Changes: Individual tax increases depend on both municipal budget decisions and how a property’s assessment compares to the citywide average.

• Payment Options: Taxes can be paid annually, quarterly, or monthly through Ottawa’s Pre-Authorized Debit (PAD) plans.