One of the very first steps in buying a home anywhere in Canada is arranging your financing. Securing a mortgage pre-approval ensures you’re fully prepared when the right home comes along.
A mortgage pre-approval helps establish a clear, realistic price range for your search and shows sellers that you’re a qualified, serious buyer with financing in place.
During the pre-approval process, a lender reviews your financial profile including your income, assets, debts, and credit history to determine how much you’re eligible to borrow and to assess your overall creditworthiness.
Our trusted mortgage professionals can provide you with a complimentary pre-approval outlining the maximum loan amount you qualify for, as well as your best available interest rate and terms. You can also lock in your mortgage rate for up to 120 days, giving you added confidence and protection against potential rate increases while you shop for your new home in a new city.